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Investment Options

Payment Plans

We understand that not everyone has the ready cash to invest in a career change. This is why we have a simple Payment Plan that allows you to pay for your training over a period of up to a year.

This is not the same as Austudy or a student loan from a bank. Its better. Here's why...

1) If you go with a bank loan the interest charged tends to sit at around 12% per annum currently. This could adds as much as $1700 to the cost of your tuition fees.
With our Payment Plan there is no interest charged. There are only nominal monthly transaction fees. The fees if you charge your credit card are 5% of the transaction per month, but if you charge your bank account, they are just $2.20 per transaction.

So for the benefits of having 12 months to pay for your training, it might cost you less than $30 in account keeping fees.

2) Our Payment Plan is no counted as a loan against your credit rating. If your Our Payment Plan is still outstanding when you apply for other personal loans, home loans etc, this loan is not taken in to account. Austudy and Bank Loans obviously are.

The only time the Payment Plan agreement affects your credit rating is if you default.
NB. This contract is with a third party credit provider and is governed by the credit act.